申请经济资助
博彩平台推荐的FAFSA校规是什么?
002453适用于CMU所有校区
我的FAFSA中包括哪些家长?
这张资讯图像 会帮助你确定哪些家长(s)包括在FAFSA. If you have additional questions, you can call the 财政援助办公室 ( 660-248-6245)，或直接电邮至 finaid@sotanomc.net.
谁有资格获得经济援助?
有资格获得联邦援助，你必须是美国公民.S. 公民或符合条件的非公民, 已在选务局登记(如有需要), 追求学位, 取得令人满意的学业进步, 而且没有拖欠教育贷款. 才有资格获得联邦贷款, you must be enrolled at least half-time (six credit hours or more per semester) .
是否有更多十大博彩平台经济援助的外部网站?
我为什么要申请经济资助?
许多家庭错误地认为他们没有资格获得援助, preventing themselves from receiving aid for which they may be eligible. 除了, 援助是有来源的, such as Unsubsidized 贷款 and 家长 贷款 for Undergraduate Students (PLUS), 不论收入高低. FAFSA是免费的. 它不以任何方式对学生或家长负有义务. 没有理由不申请.
我将获得多少经济援助?
Based on the information provided on the Free Application for Federal 援助 (FAFSA), 我们的财政援助顾问将确定资格. Students can view their financial aid on myCMU once their aid eligibility has been determined. 在学生的助学金最终确定之后, the student will receive an email letting them know they need to accept or reject their aid. 助学金可以在学生的myCMU账户上找到, 在Student选项卡下, 然后点击“经济援助”, 然后接受/拒绝援助. 选择学年，然后点击查看经济援助. 按照说明，然后点击提交完成这个过程. 学生不必接受所有提供的援助. 记住:贷款是必须偿还的.
我如何查看我的经济援助状况?
学生可以在他们的myCMU账户上查看估计的经济援助. Any documentation needed by the Financial Assistance office will be displayed. The Financial Assistance Office can be contacted for further questions about aid status.
我怎样才能得到我的联邦援助情况的估计?
这 财政援助估算员 会让你估计你的预期家庭供款. 它也会给你一个财务需求的估计. Both of these are the basis from which federal and state aid is awarded.
什么时候学生被认为是独立的?
A student is considered independent if: age 24 before January 1st of the award year; married; working on a master’s or doctorate program; serving on active duty or a Veteran of the US Armed Forces; have dependent(s) other than a spouse for whom they provide more than 50% of the support; orphans or wards of a court; an emancipated minor; in legal guardianship; or homeless. If a student is dependent but has circumstances that could qualify them as an independent student, 学生应与财政援助主任联系. Examples would be an incarcerated parent whom the student does not have access to, 或者是家庭暴力.
What is satisfactory academic progress and how does it affect my financial aid situation?
根据州和联邦法规, 所有申请联邦和/或州财政援助的学生必须在学位课程中保持令人满意的学术进步，才能获得联邦和/或州的资金. 欲知详情，请参阅 学业进步标准.
如果我退了所有的课怎么办?
Students should complete the official withdrawal process if the decision to withdrawal is made. 费耶特校区的学生需要见位于学习和教学中心的学生成功主任. 参加扩展校区的学生应该见他们的指导老师，并通过他们的myCMU完成在线退出表格. 退出可能会影响财政援助，并可能导致部分或全部联邦援助被归还给联邦政府. 欲知详情，请参阅 回到第四章基金.
What if my financial situation has changed, can I have my information updated"?
是的, if a student and/or family has unusual circumstances such as involuntary loss of employment, 父母和/或配偶死亡, 异常高的医疗和/或牙科费用, 离婚或分居, or other unexpected event that changes a student's financial situation. 学生应提交收入减少表和所有要求的文件到财政援助办公室. 财政援助主任将审查这些信息，并确定是否可以对学生的援助进行任何调整. There is no guarantee that there will be any adjustments to the student’s financial aid. 在提交所需文件后的30天内，将作出专业判断.
贷款
我怎样申请直接贷款?
学生必须先完成 FAFSA. 在FAFSA被处理后, CMU将审查结果，并通过发送电子邮件通知学生如何接受/拒绝经济援助，通知学生贷款资格. 回国的学生可以在myCMU上查看他们的成绩. 所有学生必须填写联邦直接贷款申请表格 入学咨询 和一个 主本票. 入学咨询将回顾有关贷款的基本事实, 管理教育费用, 以及作为学生贷款借款人的权利和责任. 如果学生已经在其他机构完成了主本票或入学咨询, 而且它们还没有过期, 学生不需要重新完成CMU的课程.
我能借多少钱?
每学年可以借多少钱是有限制的. Students may not always qualify for the maximum Direct Loan amount or for subsidized loans. 有关现时的贷款限额，请参阅以下资料:
自费本科生
新生(0-29学时)= 5500美元/年，最高补贴3500美元
二年级(30学时以上)= 6500美元/年，最高补贴4500美元
学生(60学时以上)= $7,500/年，最高补贴$5,500
Maximum Aggregate Loan Totals = $31,000, with no more than $23,000 subsidized
父母被拒绝PLUS贷款的独立本科生和受抚养学生
新生(0-29学时)= 9500美元/年，最高补贴3500美元
二年级(30学时以上)= 10500美元/年，最高补贴4500美元
学生(60学时以上)= $12,500/年，最高补贴$5,500
Maximum Aggregate Loan Totals = $57,500, with no more than $23,000 subsidized
Please note: Students may not always qualify for the maximum loan amounts. 独立学生最多可以借到31美元,000 plus the additional unsubsidized loan amounts available with a plus denial. These students are still bound to the aggregate limit of $57,500 as an undergraduate student.
研究生
所有学生= $20,500/年，没有补贴
Maximum Aggregate Loan Totals = $138,500, with no more than $65,500 subsidized
Note: After July 1, 2012, graduate students are no longer eligible for subsidized loans. The graduate aggregate limit includes Direct 贷款 received for undergraduate study.
If a student accepts their full loan limit during the fall and spring semesters, 没有贷款资格将适用于夏季. 根据在博彩平台推荐就读的费用和收到的其他援助，学生可能没有资格获得学年限制.
What is the difference between a subsidized loan 和一个n unsubsidized loan?
The subsidized loan is based on completed credit hours/class year (freshman, sophomore, etc.)和已证明的需求. The unsubsidized loan is also based on completed credit hours/class year, 但这不是一个基于需求的项目. 需要填写完整的FAFSA. 补贴贷款的利息在你在校期间延期支付，在你毕业六个月后开始偿还，或者在入学时间低于半期时开始偿还. 无补贴贷款有相同的还款期限, 但是利息在支付的时候就开始累积了. 学生可以选择随时支付利息，也可以选择延期支付，并将其纳入本金.
利率是多少?
参观 联邦学生援助网站 当前和历史的联邦学生贷款利率.
我需要注册多少小时才有资格获得直接贷款?
本科生必须注册至少一半的本科学时，才有资格获得直接贷款. 报到将在第一周课程结束时进行核实. If a student withdraws from all or part of their classes during the semester, the student may be required to repay all or part of the financial aid received.
我何时以及如何收到我的直接贷款资金?
直接贷款资金将直接分配给CMU. 贷款将首先用于支付学杂费. If there are remaining funds, the 业务办公室 will issue the student a refund check upon request. New or transfer students will have a 30 day hold on their loan funds before a refund will be issued. CGES学生每学期将获得两次相等的贷款支付.
我什么时候能拿到退款?
报名时间一经确认, 商务办公室将开始处理已收到经济援助并有资格退款的学生的退款. 学生可以在myCMU上查看他们的“学生账单对账单”，看看他们的账户上是否有信用，是否有资格退款. Refund checks are mailed to the address on file; please make sure to update your address before classes begin.
Why are the loan amount I requested and the loan amount I received different?
贷款金额的一小部分由政府保留，作为违约费和发债费. 违约费用于创建准备金，以便在借款人拖欠贷款的情况下保护贷款计划. 发起费是一种处理费. Therefore, what a student actually receives will be the awarded amount minus the fees. 贴息贷款和无贴息贷款的发起费用为1.069%和4.附加贷款的276%.
如果我申请贷款后改变主意怎么办?
学生可以书面通知财政援助办公室取消全部或部分贷款. CMU will notify students whenever their account is credited with loan proceeds. 此通知将不早于CMU将学生帐户记入学分前30天，也不迟于将学生帐户记入学分后30天发出. 学生可以取消全部或部分贷款，但必须在通知发出之日起14天内通知CMU. 如贷款尚未发放，学生可随时取消贷款.
我怎么知道我已经借了多少钱?
联邦学生援助网站是美国的.S. 教育部联邦学生贷款的中央数据库. 联邦学生援助网站为借款人提供一个集中的, 他们联邦学生贷款的综合观点. 查看您的联邦贷款和拨款历史，请访问 联邦学生援助网站 并使用您的FSA ID登录.
我什么时候还贷款?
Repayment begins six months after the student graduates or drops below half-time enrollment. 标准还款计划要求学生每月根据本金和利息支付固定金额, but will be no less than $50 per month or the interest that has accrued.
提前还款有罚金吗?
联邦学生贷款从来没有提前支付罚款.
If a Direct loan does not provide enough financing to meet my educational needs, 还有什么可用的??
受抚养人的父母, undergraduate students enrolled at least half-time may qualify for a 家长 PLUS Loan. The PLUS loan is available without regard to financial need; however, 父母必须是美国公民. PLUS贷款是以信用为基础的. 家庭可以在FAFSA备案的情况下申请PLUS. 父母有责任偿还贷款. Unless otherwise requested, repayment begins 60 days after the loan is fully disbursed. 利率固定在6英镑.84%.
家长必须:
如果父母因信用原因被拒绝父母PLUS贷款, the student may be eligible to receive additional unsubsidized Direct Loan funds.
Sometimes federal student and parent loans are not enough to cover all educational expenses. 出于这个原因, 学生可以考虑申请私立学校, alternative loan that may be used as a supplemental resource for paying college costs. 替代贷款不同于直接贷款或附加贷款, 因为它们需要单独的应用程序, 信用检查, 并且可能需要一个共同签署人. 提供各种私人资金贷款. 访问CMU的FastChoice网站 了解更多信息.
验证
什么是验证?
核实是确认学生和/或家长在FAFSA上报告的信息是准确的过程. Applications are selected for verification either by the Central Processing System or by the school. 被选中进行验证的学生在其信息被财务援助主任验证之前不能获得经济援助.
如果我被选中进行验证，我该怎么办?
如果您的应用程序被选中进行验证, additional documentation will be requested from the financial assistance office. 你的经济援助将保持估计，直到所有必要的文件已经提交给财政援助办公室和财政援助主任核实你的信息. 最常见的核证文件包括:
- 所得税文件-学生和家长(如果学生是受抚养人)都需要纳税申报表。. 请注意，收到国税局的税务记录可能需要6-8周的时间.):
- 在线- www.国税局.政府
- 电话- 800-908-9946
- 邮寄- 国税局4506T-EZ表
- 验证 Worksheet: Found on your myCMU under 金融援助 Document Tracking
- Itemization Worksheet: Found on your myCMU 金融援助 Document Tracking, if needed. (当家庭调整后的总收入低于FAFSA提供的收入年度的美国贫困指南时需要)
如有需要，也可要求提供其他文件. 学生可以在myCMU上查看所需的文件, 在“经济援助”标签下, 然后查看财务援助文件跟踪选项卡.
All verifications materials must be submitted to the financial aid office. 助学金不会被添加到学生的帐户，直到收到更新的FAFSA和更正的信息. 学生应及时上交所有文件，以便有足够的时间审查和更新必要的信息, 收到更新的FAFSA, 然后加上学生的账户. Financial aid will be added to a student’s account until the last day of class, 只要更新正确的FAFSA可用. 请注意，如果有必要对FAFSA进行更改, 最多需要5个工作日才能收到更新的FAFSA.
I don't have my tax forms I need for verification, where can I get copies?
国税局纳税申报表可通过以下方式索取:(请注意，从国税局收到纳税申报表可能需要6-8周.)
- 在线- www.国税局.政府
- 电话- 800-908-9946
- 邮寄- 国税局4506T-EZ表
我如何知道我的援助何时可用?
在学生的助学金最终确定之后, the student will receive an email letting them know they need to accept or reject their aid. Students can view their financial aid on myCMU once their aid eligibility has been determined. 助学金可以在学生的myCMU账户上找到, 在Student选项卡下, 然后点击“经济援助”, 然后接受/拒绝援助. 选择学年，然后点击查看经济援助. 按照说明，然后点击提交完成这个过程. 学生不必接受所有提供的援助. 记住:贷款是必须偿还的. 可在财政援助奖是一个链接到 学生的权利和责任. Please note: Financial aid will not be disbursed until the student completes this step.
